Services

What we do.

What we do.

We provide wrap-around services for our clients. Our goal is to make sure all areas of your financial life are in the healthiest shape possible so you can potentially live without financial anxiety from today on.

Want to hear more about how we do this? Look no further, that's just below. If you want to learn about our specific services and fees, Click the fees and services link. 


How we do it.

Our goal is to achieve whole financial health for our clients. This does not stop at a financial plan but continues with all aspects of your financial life. 

  1. Taking a different approach to the financial planning process, we start by going over the top five financial concerns people experience. 
  2. After we have determined what your specific concerns are, we look at your strengths and weaknesses within each.
  3. Looking forward 5/10/50 years, we assess your needs today and also where you want to be in the future.
  4. Armed with this knowledge, we work together to create a plan that helps you get where you want to be and stay there.


Top 5 Concerns people experience and how we help

Making Smart Money Decisions- Investment management

Help Reduce Taxes- Tax Management 

Taking Care of the Heirs- Estate Planning 

Protect the Assets- Insurance Management 

Magnify Charitable Interests- Charitable planning


Investment Management

Investment Management

Making smart money decisions starts with managing your investments and savings, but there is more to consider than just what you invest in. We must consider capital appreciation, keeping your principal preserved, and your current income. However, the biggest issue to consider is your risk tolerance and making sure your investments are in line with that tolerance level.

Tax Management

Tax Management

Managing the effects of tax liability on your investments is a critical step in creating financial stability. This can be done in several ways. We look at tax-efficient investments, offsetting gains, withdrawal timing, and account types. In this way, we can ensure that taxes don’t erode your investment earnings or principal.

Latham Wealth Management and LPL Financial do not provide legal advice or tax services.  Please consult your legal advisor or tax advisor regarding your specific situation.

 


Estate Planning

Estate Planning

Taking care of your heirs is one of the best gifts you can give your family. This can only be done with a deliberate and intentional estate plan. While no one likes to think about their mortality, starting early can make all the difference. Having a solid estate plan can protect your assets from going into probate, reduce tax risk for your heirs, and ensure that your assets are distributed in the way you want them to be.

Insurance Management

Insurance Management

Protecting your assets isn’t just about your risk tolerance. Looking at everything from the types of accounts your money is in, to the insurance products you use to protect your health and life, we look at your needs against your life timeline and make sure that adjustments are made to keep you and your money protected.

Charitable Planning

Charitable Planning

Whether you have been involved in charitable activities that you would like to continue beyond your lifetime or you would simply like to incorporate charitable giving as part of your financial, tax, and estate plan, we can help you work towards your charitable goals.

Have Specific Questions? 

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